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Is an insurance against risk connected with navigation, transportation or any stage in the preparation for shipment to which a ship, cargo, freight, profit or other insurance interest on movable properties may be exposed to the perils of the sea during voyage or for a period of time.

Cargo – An insurance on goods, wares, merchandise, and other properties which may be exposed to marine hazards, or perils during their transportation from one location to another through sea, air and land.

Hull – this is an insurance on the vessel itself (framework and hull) the machinery and equipment thereof, and may cover a particular voyage over a period of one year.